
Most homeowners believe that all home insurance policies are the same and, as long as they’re paying for insurance, their home is protected.
But coverage isn’t guaranteed just because the premium is high.
In fact, millions of Texans are spending thousands a year on policies that might not hold up in a real emergency.

As Texas-based insurance experts, here’s what we see every single week:
Policies that look fine on paper…until a claim is filed and the payout falls hundreds (or thousands) of dollars short of what’s needed to rebuild
Homeowners blindsided by deductibles so high, they’re forced to cover damages out of pocket…or go without repairs entirely
Families paying thousands more than they need to every year for outdated or mismatched coverage that doesn’t reflect their real risks


The worst part?
Policies are written using technical “insurance” terms.
That means the important details you need to check are sometimes difficult to find and not always pointed out by whomever is writing the policy.
That’s why we created this free training.
Most homeowners don’t mean to leave their biggest investment underinsured…
They just don’t know what to look for.
And with rising premiums, confusing documents, and rushed policy renewals due to the unpredictable Texas weather…
It’s no surprise that so many families are unknowingly left exposed.
This quick training will walk you through 5 major coverage details that most Texans overlook, so you can spot the gaps before they cost you.
Inside, you’ll discover:
The hidden risks that could wipe out your savings (and how to avoid them)
How to tell if you’re overpaying, and what to do if you are
Why most renewals quietly raise your rate (and how to stop it)
How to finally feel confident your family, finances, and future are protected
Plus even more insights that your insurance company will never tell you

Susan and her husband, Kirk, built Loveless Agency after running multiple small businesses and seeing firsthand how confusing (and costly) insurance really is for everyday families.
They set out to do things differently, offering personalized support, policy clarity, and real protection for Texans who are tired of paying too much for too little.
Today, they’ve helped hundreds of families across Texas…
"And now, they want to help you:
“We treat every case like it’s our own, because we know what’s at stake.”
-Susan Loveless
Susan and her husband, Kirk, built Loveless Agency after running multiple small businesses and seeing firsthand how confusing (and costly) insurance really is for everyday families.
They set out to do things differently, offering personalized support, policy clarity, and real protection for Texans who are tired of paying too much for too little.
Today, they’ve helped hundreds of families across Texas…
"And now, they want to help you:
“We treat every case like it’s our own, because we know what’s at stake.”
-Susan Loveless
This training is for Texas homeowners who are done crossing their fingers and hoping their insurance is enough.
It’s for the families who have or are considering taking out home insurance now…
But wonder if they’re paying too much, or worse, don’t have adequate coverage.
It’s for anyone who:
Can’t remember the last time they reviewed their coverage
Recently renewed their coverage but didn’t fully understand what they signed
Has seen their premiums rise but never understood why
Feels uneasy about what would happen if they had to make a claim
Just wants straight answers without confusing insurance terms
If you’re the kind of person who takes pride in protecting your home and your family, but you don’t have hours to decode insurance paperwork…
This is for you.
In just 15 minutes, you’ll walk away knowing exactly where you stand with your home insurance, and what to do next if something’s not right.
This training is for Texas homeowners who are done crossing their fingers and hoping their insurance is enough.
It’s for the families who have or are considering taking out home insurance now…
But wonder if they’re paying too much, or worse, don’t have adequate coverage.
It’s for anyone who:
Can’t remember the last time they reviewed their coverage
Recently renewed their coverage but didn’t fully understand what they signed
Has seen their premiums rise but never understood why
Feels uneasy about what would happen if they had to make a claim
Just wants straight answers without confusing insurance terms
If you’re the kind of person who takes pride in protecting your home and your family, but you don’t have hours to decode insurance paperwork…
This is for you.
In just 15 minutes, you’ll walk away knowing exactly where you stand with your home insurance, and what to do next if something’s not right.

© 2025 Susan Loveless